However, it teaches some pretty interesting principles. To get out of the Rat-Race you have to create enough passive income to cover your expenses.
You can definitely see the creator's nod to Real Estate. The best way I've found in playing the game is to purchase real estate so you get rent. I also like to buy at the very low end and sell when it gets high to make a quick profit. Generally to knock out other debts or be able to buy better investments.
My one complaint is that you can make payments forever and make no difference in your debt and you also can't attack it one chunk at a time. (So you have to save up 5K in your account to pay off and demolish the car payment, etc.)For some of the smaller loans this works, but it's a real pain trying to knock out that mortgage payment. It also won't let you pay off the mortgages on your rental properties which would increase the amount of actual income coming in from that (the rent has to pay the mortgage, repairs, etc. before it comes to your pockets) investment.
You can also purchase stocks. It's nice that you can see the range the stock sells at so it's easier to tell if it's a good buy or not. The dividend bearing stocks are horrible in this game, but I'd be interested to see if that's the case in reality. Money magazine ran an article on the "rentier" class that lives off dividends, etc.
Overall a good game, fairly amusing, worth a buy if you can get it cheap. I don't know that I would pay the full $100 cost on RichDad and $200-300 cost at Amazon. But if you canget it used it's worth your time.
Another note, the online gameplay could be interesting, but understand that you have to not only purchase the software but you have to pay for a membership in their community. I haven't tried it so I can't vouch for that.
CashFlow on Amazon link
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